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O homem mais rico da Babilônia، جو ڈویلپر Vault of Books سے آرہا ہے، ماضی میں اینڈرائیڈ سسٹم پر چل رہا ہے۔

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O homem mais rico da Babilônia تعارف

George S. Clason was a soldier, businessman, and writer. This book is his most popular work, consisting of numerous parables, metaphors and stories. It is an absolute finance classic.

Originally published in 1926, the advice in this book is still as solid as nearly a century ago.

The Babylonians discovered many of the basic principles behind wealth, such as saving a small portion of your income each month, investing it wisely, learning how to lend money instead of borrowing it, and how to protect your wealth.

Here are 3 lessons you can apply right now to start building wealth:

Live below your means.

Learn to be lucky.

Never take on debt.

Lesson 1: Live below your means.

What makes the rich rich?

I'm not talking about the children of millionaires or oil sheikhs, who have always been rich.

I'm talking about the people who, after working hard for a few decades, can quit their job and never come back because they can live on the wealth they've accumulated.

Do they stuff every penny they earn into the mattress? Or do they just work abnormal hours that no one can keep up with?

The truth is in the middle.

Rich people develop their wealth primarily based on 2 things:

Living a little below your means.

Investing the money they save well.

Living below your means is the first checkpoint you have to pass in order to have money to invest, so why not start there?

The goal of our western economic and educational system is for you to have a 40 hour day job and then spend whatever you earn.

But nobody said you have to play that game.

You don't have to stop drinking the occasional Latte or going to the movies. But you can still spend less than you earn.

You know better where you are spending money just for convenience, entertainment and gratification, this really isn't necessary and is exactly the money you should be saving and investing.

The richest man in Babylon suggests that you save 10% of your income to invest.

Personally, I saved 20% of my income last year and that has put me in a much easier financial position where I have some savings and even a small stock portfolio.

So look at your expenses and cut the ones that are really unnecessary and you will see that finding that 10% is easier than you think!

Lesson 2: Learn to get lucky by working hard.

The abbreviated introduction read “learn to be lucky”. What a fascinating idea, isn't it?

But how can this book teach something that really isn't in your hands?

This is where most people go wrong. Nobody ever said that luck is something that can't be manufactured. We just hope it is.

This is something called chance. A random occurrence that is very unlikely to happen, such as winning the lottery or being struck by lightning.

Luck, however, is based on opportunity, and you can create more opportunities by working hard.